The Jones Company of America Team

BIOGRAPHY

OF

MICHAEL J. HINES

Michael J. Hines is finance Management professional with over 20 years of accounting and finance experience in banking, strategic planning, budgeting, financial analysis, forecasting, market trend analysis, and consulting. Corporate management experience in debt restructuring with proven results and strong relationship building skills with clients and the community as a whole. This experience has allowed Mr. Hines to provide innovative business solutions that increase revenue and reduce expenses.

PROFESSIONAL EXPERIENCE

Financial Advisor with nationally know financial firm. Prospects and develops financial plans for consumer and businesses, which helps clients achieve their financial goals.

Management Consultant that provided Business Process Improvement and Re-Engineering to businesses that want to increase profits and lower expenses. Develops a project financial & operations survey and working program tailored to fit the client needs. Analyzes client’s current environment and gathers input from the client’s management team. Assists client with the development of Standard Procedures and Discusses Cost Reduction with Client.

2002-2005
Mr. Hines was a VP Relationship Manager/CRA District Manager & Market Coordinator for a $90 Billion Bank Recognized Nationally at Line of Business Annual Economic Lenders Meeting for closing; a $3.9 Million Real Estate Bond Transaction, fees o f $100,817& Interest Rate Swap of $529,920 with fees of $66,074. Developed New Linked Deposit Instrument for Real Estate Developers with Line of Credit which brought in $329,000 deposit with $10,000 in interest revenue annually Originates commercial business lending activity; Lines of Credit, Real Estate & Term Loans, Letters of Credit and Equipment Leases, Underwrites and Cross Sales Bank Services to for-profit and non-profit organizations. Provides technical assistance to non-profit organizations and small business customers located/or intending to locate in the low-income areas of the community. Develops and maintains relationships with community organizations through regular communication and contact with selected neighborhood, agency and community organizations that will direct community development business and home mortgage loans.

1999-2002
Consultant for Small Business Development Center and Chamber of Commerce. Served as Business Counselor to start up and existing Businesses in various industries in Central Ohio. Provided financial analysis, marketing and business expertise to startup and existing business clients. Evaluated and assisted clients with the development of their Business Plan. Provide Worked with startup & existing businesses with less than 500 employees and lenders in the Central Ohio Area d working networks with business in various fields. Former Member of Columbus Venture Network (CVN) Business Plan Screening Committee.

1997-1999
Financial Analyst for $220 Billion National Bank provided budgeting, forecasting, financial and variance analysis, financial modeling, management reporting and project management to senior management. Made comparisons to corporate plan of income earnings assets for senior management. Single-handedly ran Eastern Region Administration Finance Department for Ohio, Kentucky and West Virginia. Discovered $50 million in assets that strengthened Line of Business Asset Base and generated $2 million in annual revenue.

Mr. Hines has worked with startup and existing small businesses in the areas accounting, financial analysis, and human resources. Provided guidance to clients on a contract basis in order to improve their profits.

As a Financial Manager for a $1billion real estate management company Mr. Hines provided debt restructuring, financial and variance analysis, forecasting and general ledger analysis. Made comparisons to corporate plan of income earning assets for senior management. Saved corporation an estimated $75 million in losses by reorganizing business segments in the southeastern United States. As Assistant Controller, managed a staff of 30 and assisted in transition of Florida company operations to Ohio.

Mr. Hines was a consultant with Big 6 Management Consulting Firm, he supported the Project Manager and top management of the CRIS-E project by directing $11.5 million budget (Budgeted Areas: Detail System Design, Programming, Quality Assurance, System Implementation and supervising administrative staff. Two major projects were the automation of the State of Ohio’s welfare system and collection of its third party liability payments for processing. Developed Standard Cost Tracking System to monitor project expenses and maintain profitability.

SKILLS & SYSTEMS
RMW/CWA, SAS, MS Office Suite, Lotus Notes, Hyperion GLR, Essbase
WordPerfect, Visio, JD Edwards, MSA, SAR G/L

EDUCATION
Bachelor of Arts in Business Administration, Capital University, Columbus, Ohio
Associate of Science in Accounting, Franklin University, Columbus, Ohio

PROFESSIONAL ACTIVITIES
Member of the Small Business Development Center Statewide Advisory Committee
SCOMBC Business Certification Committee @ Columbus Chamber of Commerce

CERTIFICATION/LICENSE
Certified Business Advisor – Capital University Graduate School of Business
NASD Series 6 License
Ohio Agent’s Life/Accident-Health/Variable Products Insurance License
 

The Jones Company of America Team